1. Remove spice packet.
2. Wash and drain beans.
3. Soak beans overnight or microwave beans submerged in water in a partially covered container at 100% power for 15 minutes.
4. Drain and rinse.
5. Assemble beans, bay leaf, and stock or water in a 4 qt. pot.
6. Bring to a boil, reduce heat and simmer gently for 2 hours uncovered, or until beans are tender.
7. Add water as needed as that beans stay well covered.
8. While beans are simmering, saute onion, bell pepper, garlic, and spices in oil until tender.
9. Stir veggie mixture into beans; add vinegar and optional tomato paste if desired.
10. Simmer an additional 15 minutes.

Cooking times may vary.